How to Get a Replacement Car Key
The loss of a car key could be a traumatic experience. It can also be expensive depending on the type you own.
Contacting an auto locksmith is the easiest method of replacing a key. This method is usually less expensive and faster than calling an auto dealer or roadside assistance.
Cost
A few years ago lost your car keys was not a big issue. You could visit your local hardware store and get a replacement key made. However, today, it's more complicated and more expensive. It's because cars are more technologically advanced, and keys are as well. And while this may make them more secure from theft, it also makes them more expensive to replace.
The cost of replacing a lost key will vary based on the year, model and model of your car. Many modern cars come with key fobs with a transponder chip in them to protect against theft. These chips need to be connected to your vehicle. This usually requires a locksmith or dealer. The cost of this service can differ based on the type of car you have, but can be up to $200.
In addition, some modern vehicles utilize laser-cut keys that have to be programmed with a specific machine. This is only available at dealerships or specialist auto locksmiths. The cost of a key for this type of lock is up to $100.
car key replacements that will affect the cost of losing a key is where you live. If you are located in a remote area, you will probably have to pay extra for service because the tow truck or locksmith must travel a distance to get there. Additionally, a locksmith may charge extra for holidays, after hours, and weekend hours.
You can reduce the cost of replacing the car key that was lost by keeping a spare key at home or in your wallet. Keep your car's title or registration papers on your person. They will be required to prove ownership if you have to call an auto dealer to request a replacement key. Additionally, you can also use your roadside assistance to assist with the procedure. They might be able to offer you a temporary replacement, depending on their conditions and terms.
Time
The loss of your car keys can be frustrating however, you shouldn't be panicking. Take a moment to search for your car keys in obvious places such as your purse or pocket. Then, take a walk through your day and try to recall where you might have put them them. This can help you remember where you lost them or even you can find them in your car. If you can't find your car keys, it may be time to get a replacement.
Most newer cars have a remote key fob which uses the code to unlock and start the car. This kind of key has to be reprogrammed in order to work with your specific vehicle, and this is usually a task for a professional. Contact an auto locksmith to determine whether they are able to handle this. You will also need to bring evidence of ownership.
Old-fashioned car keys made of metal are much easier to replace than remote fobs for keys. They operate 100% mechanically and are not complex to duplicate, so locksmiths in your area can give you a new one on the spot in the event that you've lost one. They can also duplicate the ignition cylinder of your vehicle and this is an additional expense. However, if you want to keep backups of your old-school car keys you can visit a hardware store specializing in automobiles and get them copied quickly and inexpensively.
If your car keys begin to look worn out, you should consider replacing them. The teeth on the key and the lock cylinder could be worn down by regular use and make it difficult for them to align properly with each other. If the key begins to stick, it may be time to replace it.
The dealer may have to program the key if you have a newer model or a luxury car. This is a complex job which can be costly and take a considerable amount of time to complete. Depending on your car's make you might be able to have the work covered by your car warranty or insurance.
The availability
Even if you're a great driver it's still possible to lose your car keys. This can be a real hassle, especially if it occurs at the most inconvenient moment like when you're at the gas station or at the grocery store and just want to go home. There are many options to replace your lost key. You can contact your insurance company or find a locksmith in your area or call roadside assistance.
The first thing you'll have to do is identify the kind of car key you have. This is important because the different vehicles use different types of keys. Some are old-school and only lock through the key cylinder and others come with chips that communicate with the car to unlock the doors and start it up. Certain keys can be easily replaced by an auto-locksmith, however, others will require you to visit a dealer for a replacement from the manufacturer.
No matter if you're using a conventional key or a smart one the first step is to read the instruction manual or contact the dealer for directions on how to program it to your vehicle. You'll need proof that you own the vehicle and then wait a few extra days for your dealer to make an order for a replacement. This procedure will also require you to bring your vehicle to a locksmith, or another service provider to get it programmed. It's not the best option for those with limited mobility or tight schedules.
If you have a spare key, the process will be much simpler. You can typically purchase a replacement key online for a relatively low price, depending on the type of car. If your keys include transponder and key fob element, you'll have to visit a qualified expert to get them replaced and programmed. Depending on the brand and model of your vehicle, this may mean getting an auto towing service or paying a locksmith to do it for you.
A bluetooth tracker is an additional method to replace your car key. These tiny devices are attached to your keyring, and emit a signature which can be picked up using an iPhone with an app installed. The app will then inform you where the key is, so you can locate it if you need to.
Insurance
Car insurance coverage typically does not cover the cost of keys that are lost. However, there are exceptions. Some of the top insurance companies, that are committed to ensuring customer satisfaction, provide additional insurance for things such as keys that are lost. This is typically an additional cost, but it could be less expensive than having to pay out-of-pocket for key replacement costs.
The policy you choose to use and the threshold will determine whether or not your insurance policy covers keys that are lost. The majority of traditional keys are easy to replace, but those with an electronic fob or smart key the process can be more difficult. These keys are laser-cut and use computer chips that transmit a signal to your vehicle. They are therefore more difficult to replace than mechanical keys. These keys are also more expensive, since you'll have to pay a locksmith as well as the key itself.
Think about using an auto club service or roadside assistance to save money when replacing a lost or damaged key. These companies may provide locksmiths with reduced rates and even reimburse the cost of the purchase of a new key. Some of these companies offer emergency lockout service which is helpful when you are in a hurry and need to travel.
Another option is to contact your car dealer to inquire whether they can help. Locksmiths are usually on staff at the majority of dealerships, and may be able make you a key for a reasonable price. However, if the dealer has to order a new key for your model it could take a few days for it to arrive. Regardless of which method you select, make sure to save all receipts and documents to file a claim with your car insurance company should you need to.
Losing your car keys is a frequent event. It's not pleasant however it could happen to anyone. There are ways to avoid expensive consequences. The quickest and cheapest way to replace lost car keys is by calling a locksmith in your area. However, you should weigh the financial benefits against the time and deductible payments required prior to making an insurance claim.